Vitals
  • Total Assets
    41.7M -1.0 %
  • Total Deposits
    33.5M 0.2 %
  • Total Net Loans
    11.8M 10.0 %
  • Net Income
    183000.0000 931.8 %
  • Book Value
    8.1M -3.6 %
  • Book Value x2
    16.1M -3.6 %
  • Book Value x3
    24.2M -3.6 %
ROAA

.575

ROAE

2.992

Efficiency Ratio

91.112

Net Interest Margin

2.723

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 41,699 278,319
Total Net Loans 11,761 147,906
Total Deposits 33,504 240,617
Total Equity 8,069 28,391
Profitability
Net Income 183 2,166
Return on Average Assets .575 .983
Return on Average Equity 2.992 9.459
Net Interest Margin 2.723 3.716
Efficiency Ratio 91.112 69.448
Noninterest Income/Revenue 16.981 17.204
Balance Sheet Ratios
Loan-to-Deposit 35.103 58.92
Securities/Assets .306 .244
Total Equity/Total Assets .194 .102
Tangible Equity/Tangible Assets .194 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,895 27,468
Tier 2 Capital 109 1,851
Total Capital 8,004 29,326
Total Risk Weighted Assets 15,125 165,507
Leverage Ratio 19.26 10.318
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 52.2 18.533
Total Capital Ratio 52.92 19.624

Timeline for First State Bank

Texas Bank And Trust Company

First State Bank was acquired by Texas Bank And Trust Company 10 years

View Profile Dec 07 2013

Overton Delaware Corporation

Overton Delaware Corporation became a new parent organization for First State Bank.

View Profile Jul 02 1992

Overton Financial Corporation

Overton Financial Corporation became a new parent organization for First State Bank.

View Profile Jul 01 1986

Bruce Mcmillan, Jr. Foundation

Bruce Mcmillan, Jr. Foundation became a new parent organization for First State Bank.

View Profile Jan 01 1967

First State Bank

First State Bank was established 112 years ago and is currently headquartered in Overton, TX.

Jan 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas Bank And Trust Company Buyer 2,279,344 Pooling of Interests Discontinued 12/7/2013
Relationships Role Relationship Start Relationship End
Overton Delaware Corporation Parent 7/2/1992 12/6/2013
Overton Financial Corporation Parent 7/1/1986 7/1/1992
Bruce Mcmillan, Jr. Foundation Parent 12/31/1970 7/5/1973
Bruce Mcmillan, Jr. Foundation Parent 1/1/1967 12/30/1970
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