Vitals
  • Total Assets
    93.4M -2.5 %
  • Total Deposits
    80.0M -4.0 %
  • Total Net Loans
    60.9M 26.9 %
  • Net Income
    1.0M 5.4 %
  • Book Value
    13.2M 6.9 %
  • Book Value x2
    26.5M 6.9 %
  • Book Value x3
    39.7M 6.9 %
ROAA

1.082

ROAE

8.064

Efficiency Ratio

63.63

Net Interest Margin

3.334

Balance Sheet Highlights
Financial Highlights First State Bank Of Sauk Centre All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 93,436 147,703
Total Net Loans 60,866 97,223
Total Deposits 80,046 126,600
Total Equity 13,234 15,565
Profitability
Net Income 1,040 1,683
Return on Average Assets 1.082 1.08
Return on Average Equity 8.064 9.905
Net Interest Margin 3.334 3.845
Efficiency Ratio 63.63 68.21
Noninterest Income/Revenue 7.12 13.68
Balance Sheet Ratios
Loan-to-Deposit 76.039 75.205
Securities/Assets .233 .174
Total Equity/Total Assets .142 .105
Tangible Equity/Tangible Assets .124 .103
Capital Adequacy
Tier 1 Common Capital 11,738 15,225
Tier 1 Capital 11,738 15,232
Tier 2 Capital 635 1,135
Total Capital 12,373 16,386
Total Risk Weighted Assets 61,765 105,251
Leverage Ratio 12.23 10.475
Common Equity Tier 1 Capital Ratio 19 15.3
Tier 1 Capital Ratio 19 15.308
Total Capital Ratio 20.03 16.398

Timeline for First State Bank Of Sauk Centre

J & B Financial Holdings, Inc.

J & B Financial Holdings, Inc. became a new parent organization for First State Bank Of Sauk Centre.

View Profile Aug 28 2014

First State Agency, Inc.

First State Agency, Inc. became a new parent organization for First State Bank Of Sauk Centre.

View Profile Jan 19 1976

First State Bank Of Sauk Centre

First State Bank Of Sauk Centre was established 143 years ago and is currently headquartered in Sauk Centre, MN.

Sep 01 1880
Relationships Role Relationship Start Relationship End
J & B Financial Holdings, Inc. Parent 8/28/2014
First State Agency, Inc. Parent 12/21/2000 8/27/2014
First State Agency, Inc. Parent 12/31/1984 12/20/2000
First State Agency, Inc. Parent 1/19/1976 12/30/1984
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