First State Bank Of Red Bud
Red Bud, IL — Domestic Branch of a Domestic Bank
Acquired Jan 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank Of Red Bud | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 2,457 | 7,675 |
Income from Lease Financing Receivables | — | 3 |
— | 33 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 2,457 | 7,732 |
Investment Interest Income (TE) | 1,338 | 1,552 |
Total Interest Income (TE) | 3,820 | 9,534 |
Total Interest Expense | 1,162 | 1,915 |
Net Interest Income (TE) | 2,658 | 7,567 |
Non-Interest Income | 295 | 1,396 |
Adjusted Operating Income (TE) | 2,953 | 9,122 |
Non-interest Expense | 2,245 | 6,310 |
Provision for Loan & Lease Losses | — | 1,557 |
Pretax Operating Income (TE) | 708 | 1,269 |
Pretax Net Operating Income (TE) | 837 | 1,406 |
Applicable Income Taxes | 317 | 273 |
Net Operating Income | 514 | 960 |
Net Income | 514 | 954 |
Cash Dividends Declared | 15 | 457 |
Retained Earnings | 499 | 350 |