Vitals
  • Total Assets
    78.4M 2.1 %
  • Total Deposits
    72.1M 3.3 %
  • Total Net Loans
    32.3M 8.8 %
  • Net Income
    503000.0000 62.3 %
  • Book Value
    5.9M -9.1 %
  • Book Value x2
    11.9M -9.1 %
  • Book Value x3
    17.8M -9.1 %
ROAA

.644

ROAE

7.221

Efficiency Ratio

78.781

Net Interest Margin

3.328

Balance Sheet Highlights
Financial Highlights First State Bank Of Randolph County All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 78,393 256,123
Total Net Loans 32,348 160,108
Total Deposits 72,128 221,413
Total Equity 5,941 27,434
Profitability
Net Income 503 2,812
Return on Average Assets .644 .99
Return on Average Equity 7.221 8.811
Net Interest Margin 3.328 4.031
Efficiency Ratio 78.781 72.067
Noninterest Income/Revenue 15.167 19.316
Balance Sheet Ratios
Loan-to-Deposit 44.848 70.662
Securities/Assets .438 .165
Total Equity/Total Assets .076 .107
Tangible Equity/Tangible Assets .076 .105
Capital Adequacy
Tier 1 Common Capital 7,055 26,376
Tier 1 Capital 7,055 26,452
Tier 2 Capital 377 1,919
Total Capital 7,432 28,453
Total Risk Weighted Assets 47,391 174,280
Leverage Ratio 9.09 10.62
Common Equity Tier 1 Capital Ratio 14.89 16.191
Tier 1 Capital Ratio 14.89 16.286
Total Capital Ratio 15.68 17.433

Timeline for First State Bank Of Randolph County

First State Bank Of Randolph County

First State Bank Of Randolph County was established 123 years ago and is currently headquartered in Cuthbert, GA.

Oct 03 1900
Relationships Role Relationship Start Relationship End
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