First State Bank Of Middlebury
Middlebury, IN — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank Of Middlebury | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 17,699 | 17,558 |
Income from Lease Financing Receivables | — | 63 |
140 | 140 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 72 | 73 |
Income on Loans and Leases (TE) | 17,771 | 17,832 |
Investment Interest Income (TE) | 3,625 | 2,939 |
Total Interest Income (TE) | 21,494 | 21,400 |
Total Interest Expense | 1,963 | 2,125 |
Net Interest Income (TE) | 19,531 | 19,222 |
Non-Interest Income | 4,492 | 5,497 |
Adjusted Operating Income (TE) | 24,023 | 24,709 |
Non-interest Expense | 15,911 | 15,248 |
Provision for Loan & Lease Losses | 1,173 | 481 |
Pretax Operating Income (TE) | 6,939 | 8,741 |
Pretax Net Operating Income (TE) | 7,209 | 8,865 |
Applicable Income Taxes | 1,310 | 2,204 |
Net Operating Income | 4,847 | 6,062 |
Net Income | 4,847 | 6,062 |
Cash Dividends Declared | 1,050 | 3,093 |
Retained Earnings | 3,797 | 2,557 |