First State Bank Central Texas
Austin, TX — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank Central Texas | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 34,281 | 10,872 |
Income from Lease Financing Receivables | — | 2 |
304 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 164 | 22 |
Income on Loans and Leases (TE) | 34,445 | 10,941 |
Investment Interest Income (TE) | 14,619 | 2,007 |
Total Interest Income (TE) | 49,225 | 13,476 |
Total Interest Expense | 3,690 | 1,063 |
Net Interest Income (TE) | 45,535 | 12,338 |
Non-Interest Income | 7,773 | 2,639 |
Adjusted Operating Income (TE) | 53,308 | 15,335 |
Non-interest Expense | 29,907 | 9,693 |
Provision for Loan & Lease Losses | -3,000 | 524 |
Pretax Operating Income (TE) | 26,401 | 4,819 |
Pretax Net Operating Income (TE) | 28,914 | 4,946 |
Applicable Income Taxes | 8,981 | 576 |
Net Operating Income | 18,769 | 3,858 |
Net Income | 18,769 | 3,845 |
Cash Dividends Declared | 6,350 | 1,701 |
Retained Earnings | 12,419 | 1,997 |