Efficiency Ratio Over Time
Efficiency Ratio First State Bank Central Texas All Insured Commercial Banks in Texas
12-31-2016 56.103 66.762
09-30-2016 56.031 66.187
06-30-2016 56.72 66.286
03-31-2016 55.644 66.484
12-31-2015 55.482 67.473
09-30-2015 56.096 67.019
06-30-2015 55.423 67.62
03-31-2015 57.17 68.379
12-31-2014 61.682 67.933
09-30-2014 53.513 67.76
06-30-2014 52.693 68.348
03-31-2014 54.81 69.161
12-31-2013 58.667 70.01
09-30-2013 59.523 69.448
06-30-2013 60.874 70.111
03-31-2013 60.967 71.168
12-31-2012 64.859 70.289
09-30-2012 65.923 69.365
06-30-2012 68.795 69.7
03-31-2012 68.639 69.836
12-31-2011 62.919 71.203
09-30-2011 61.145 70.717
06-30-2011 60.869 71.672
03-31-2011 64.297 72.166
12-31-2010 64.882 72.798
09-30-2010 64.721 71.344
06-30-2010 65.341 71.672
03-31-2010 62.843 72.124
12-31-2009 68.234 72.899
09-30-2009 68.886 71.928
06-30-2009 71.116 72.628
03-31-2009 71.598 71.399
12-31-2008 62.072 70.933
09-30-2008 60.101 69.839
06-30-2008 60.331 70.152
03-31-2008 59.496 69.753
12-31-2007 53.032 68.047
09-30-2007 53.867 66.762
06-30-2007 54.737 66.933
03-31-2007 54.418 66.629
12-31-2006 52.484 66.288
09-30-2006 51.975 64.993
06-30-2006 52.933 65.249
03-31-2006 52.591 65.978
12-31-2005 47.594 67.153
09-30-2005 47.973 66.756
06-30-2005 49.393 67.031
03-31-2005 50.993 67.486
12-31-2004 52.889 69.184
09-30-2004 52.811 68.305
06-30-2004 53.333 68.807
03-31-2004 56.581 69.055
12-31-2003 59.497 69.41
09-30-2003 60.801 68.526
06-30-2003 59.049 68.452
03-31-2003 61.236 68.632
12-31-2002 53.259 67.534