First Southern State Bank
Stevenson, AL — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Southern State Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 10,520 | 8,354 |
Income from Lease Financing Receivables | — | 0 |
152 | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 76 | 30 |
Income on Loans and Leases (TE) | 10,596 | 8,404 |
Investment Interest Income (TE) | 4,020 | 1,854 |
Total Interest Income (TE) | 14,648 | 10,667 |
Total Interest Expense | 2,346 | 1,209 |
Net Interest Income (TE) | 12,302 | 9,419 |
Non-Interest Income | 2,183 | 1,915 |
Adjusted Operating Income (TE) | 14,485 | 11,331 |
Non-interest Expense | 8,758 | 7,466 |
Provision for Loan & Lease Losses | 250 | 339 |
Pretax Operating Income (TE) | 5,477 | 3,581 |
Pretax Net Operating Income (TE) | 5,519 | 3,690 |
Applicable Income Taxes | 1,178 | 694 |
Net Operating Income | 3,622 | 2,603 |
Net Income | 3,622 | 2,603 |
Cash Dividends Declared | 2,618 | 1,049 |
Retained Earnings | 1,004 | 1,520 |