First Southern Bank
Batesville, AR — Non-member Bank
Acquired Dec 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Southern Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 5,220 | 7,848 |
Income from Lease Financing Receivables | — | 1 |
— | 11 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
Income on Loans and Leases (TE) | 5,220 | 7,867 |
Investment Interest Income (TE) | 1,148 | 1,590 |
Total Interest Income (TE) | 6,378 | 9,541 |
Total Interest Expense | 1,821 | 2,475 |
Net Interest Income (TE) | 4,557 | 7,015 |
Non-Interest Income | 152 | 1,854 |
Adjusted Operating Income (TE) | 4,709 | 8,895 |
Non-interest Expense | 3,427 | 5,808 |
Provision for Loan & Lease Losses | 474 | 1,013 |
Pretax Operating Income (TE) | 808 | 2,255 |
Pretax Net Operating Income (TE) | 808 | 2,335 |
Applicable Income Taxes | 45 | 381 |
Net Operating Income | 510 | 1,702 |
Net Income | 510 | 1,702 |
Cash Dividends Declared | — | 455 |
Retained Earnings | 510 | 1,100 |