First Sentry Bank, Inc.
Huntington, WV — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Sentry Bank, Inc. | All Insured Commercial Banks in West Virginia |
| Interest and Fees on Loans | 17,927 | 11,666 |
| Income from Lease Financing Receivables | — | 1 |
| 226 | 100 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 116 | 47 |
| Income on Loans and Leases (TE) | 18,043 | 11,724 |
| Investment Interest Income (TE) | 2,724 | 1,523 |
| Total Interest Income (TE) | 21,257 | 13,460 |
| Total Interest Expense | 3,276 | 1,601 |
| Net Interest Income (TE) | 17,981 | 11,860 |
| Non-Interest Income | 1,734 | 3,481 |
| Adjusted Operating Income (TE) | 19,715 | 15,431 |
| Non-interest Expense | 10,785 | 10,280 |
| Provision for Loan & Lease Losses | 385 | 502 |
| Pretax Operating Income (TE) | 8,545 | 4,739 |
| Pretax Net Operating Income (TE) | 8,450 | 4,910 |
| Applicable Income Taxes | 2,457 | 1,424 |
| Net Operating Income | 5,368 | 3,265 |
| Net Income | 5,368 | 3,285 |
| Cash Dividends Declared | 5,036 | 1,194 |
| Retained Earnings | 332 | 1,335 |