Net Income Analysis ( % relative to Total Revenue )
Income Statement First Security Business Bank All Insured Commercial Banks in California
Interest and Fees on Loans 2,999 22,625
Income from Lease Financing Receivables — 17
— 16
Estimated Tax Benefit from Tax-Exempt Loan Income — 8
Income on Loans and Leases (TE) 2,999 22,775
Investment Interest Income (TE) — 2,384
Total Interest Income (TE) 3,071 26,346
Total Interest Expense 608 1,791
Net Interest Income (TE) 2,463 23,863
Non-Interest Income 1 4,086
Adjusted Operating Income (TE) 2,464 32,066
Non-interest Expense 1,067 20,018
Provision for Loan & Lease Losses — 234
Pretax Operating Income (TE) 1,397 11,588
Pretax Net Operating Income (TE) 1,397 11,568
Applicable Income Taxes 587 3,931
Net Operating Income 810 7,365
Net Income 810 7,375
Cash Dividends Declared 700 1,350
Retained Earnings 110 4,315