Net Income Analysis ( % relative to Total Revenue )
Income Statement First Security Bank - Lake Benton All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 170 1,111
Income from Lease Financing Receivables 13 2
— 11
Estimated Tax Benefit from Tax-Exempt Loan Income — 4
Income on Loans and Leases (TE) 183 1,127
Investment Interest Income (TE) 126 148
Total Interest Income (TE) 327 1,311
Total Interest Expense 28 280
Net Interest Income (TE) 299 1,025
Non-Interest Income 46 149
Adjusted Operating Income (TE) 345 1,190
Non-interest Expense 220 836
Provision for Loan & Lease Losses — 96
Pretax Operating Income (TE) 125 248
Pretax Net Operating Income (TE) 138 248
Applicable Income Taxes — 10
Net Operating Income 120 212
Net Income 120 212
Cash Dividends Declared — 120
Retained Earnings 120 41