First Neighbor Bank, National Association
Toledo, IL — National Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Neighbor Bank, National Association | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 11,895 | 8,415 |
| Income from Lease Financing Receivables | — | 4 |
| 19 | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 20 |
| Income on Loans and Leases (TE) | 11,905 | 8,470 |
| Investment Interest Income (TE) | 1,503 | 1,438 |
| Total Interest Income (TE) | 13,503 | 10,200 |
| Total Interest Expense | 1,293 | 1,041 |
| Net Interest Income (TE) | 12,210 | 9,113 |
| Non-Interest Income | 3,002 | 2,030 |
| Adjusted Operating Income (TE) | 15,212 | 11,316 |
| Non-interest Expense | 10,133 | 7,442 |
| Provision for Loan & Lease Losses | 270 | 307 |
| Pretax Operating Income (TE) | 4,809 | 3,453 |
| Pretax Net Operating Income (TE) | 4,831 | 3,554 |
| Applicable Income Taxes | 981 | 569 |
| Net Operating Income | 3,544 | 2,671 |
| Net Income | 3,544 | 2,670 |
| Cash Dividends Declared | 800 | 1,225 |
| Retained Earnings | 2,744 | 1,214 |