First National Bank
Waldron, AR — Domestic Branch of a Domestic Bank
Acquired Feb 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 2,401 | 8,126 |
Income from Lease Financing Receivables | — | 406 |
— | 101 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 50 |
Income on Loans and Leases (TE) | 2,401 | 8,146 |
Investment Interest Income (TE) | 1,717 | 1,879 |
Total Interest Income (TE) | 4,169 | 9,829 |
Total Interest Expense | 1,535 | 3,400 |
Net Interest Income (TE) | 2,634 | 6,560 |
Non-Interest Income | 301 | 1,681 |
Adjusted Operating Income (TE) | 2,935 | 8,295 |
Non-interest Expense | 1,428 | 5,026 |
Provision for Loan & Lease Losses | 5 | 830 |
Pretax Operating Income (TE) | 1,502 | 5,107 |
Pretax Net Operating Income (TE) | 1,502 | 5,117 |
Applicable Income Taxes | 516 | 1,682 |
Net Operating Income | 986 | 3,517 |
Net Income | 986 | 3,515 |
Cash Dividends Declared | 8,000 | 2,786 |
Retained Earnings | — | 1,707 |