Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Arkansas
12-31-2005 48.654 63.828
09-30-2005 46.441 62.356
06-30-2005 44.866 62.366
03-31-2005 45.158 62.442
12-31-2004 37.331 61.666
09-30-2004 37.537 59.948
06-30-2004 37.674 59.86
03-31-2004 40.091 60.283
12-31-2003 38.336 60.454
09-30-2003 39.608 59.579
06-30-2003 41.465 60.492
03-31-2003 44.793 60.574
12-31-2002 39.893 59.756