Net Income Analysis ( % relative to Total Revenue )
Income Statement First National Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 70,860 11,107
Income from Lease Financing Receivables 76 1
130 29
Estimated Tax Benefit from Tax-Exempt Loan Income 68 15
Income on Loans and Leases (TE) 71,004 11,129
Investment Interest Income (TE) 4,709 1,636
Total Interest Income (TE) 76,504 12,872
Total Interest Expense 7,269 1,430
Net Interest Income (TE) 69,235 11,443
Non-Interest Income 16,813 3,679
Adjusted Operating Income (TE) 86,048 16,091
Non-interest Expense 55,175 10,771
Provision for Loan & Lease Losses 2,516 635
Pretax Operating Income (TE) 28,357 4,580
Pretax Net Operating Income (TE) 28,376 4,646
Applicable Income Taxes 7,992 823
Net Operating Income 19,265 3,504
Net Income 19,265 3,504
Cash Dividends Declared 5,000 2,018
Retained Earnings 14,265 1,459