First National Bank
Hot Springs, AR — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | First National Bank | All Insured Commercial Banks in Arkansas |
| 12-31-2016 | 3.95 | 3.942 |
| 09-30-2016 | 3.97 | 3.95 |
| 06-30-2016 | 4.001 | 3.921 |
| 03-31-2016 | 4.065 | 3.915 |
| 12-31-2015 | 3.847 | 3.98 |
| 09-30-2015 | 3.846 | 3.978 |
| 06-30-2015 | 3.833 | 3.945 |
| 03-31-2015 | 3.873 | 3.888 |
| 12-31-2014 | 4.411 | 4.075 |
| 09-30-2014 | 4.556 | 4.081 |
| 06-30-2014 | 3.547 | 3.978 |
| 03-31-2014 | 3.306 | 3.921 |
| 12-31-2013 | 3.343 | 3.995 |
| 09-30-2013 | 3.361 | 3.946 |
| 06-30-2013 | 3.359 | 3.889 |
| 03-31-2013 | 3.414 | 3.849 |
| 12-31-2012 | 3.431 | 4.052 |
| 09-30-2012 | 3.445 | 4.072 |
| 06-30-2012 | 3.454 | 4.035 |
| 03-31-2012 | 3.495 | 4.025 |
| 12-31-2011 | 3.736 | 4.151 |
| 09-30-2011 | 3.8 | 4.161 |
| 06-30-2011 | 3.532 | 4.086 |
| 03-31-2011 | 3.537 | 4.033 |
| 12-31-2010 | 3.799 | 4.105 |
| 09-30-2010 | 3.803 | 4.129 |
| 06-30-2010 | 3.795 | 4.06 |
| 03-31-2010 | 3.786 | 3.993 |
| 12-31-2009 | 3.67 | 4.065 |
| 09-30-2009 | 3.683 | 4.055 |
| 06-30-2009 | 3.743 | 3.976 |
| 03-31-2009 | 3.813 | 3.931 |
| 12-31-2008 | 3.984 | 4.046 |
| 09-30-2008 | 3.943 | 4.039 |
| 06-30-2008 | 3.854 | 3.979 |
| 03-31-2008 | 3.928 | 3.928 |
| 12-31-2007 | 3.781 | 3.985 |
| 09-30-2007 | 3.69 | 3.969 |
| 06-30-2007 | 4.381 | 3.944 |
| 03-31-2007 | 4.366 | 3.897 |
| 12-31-2006 | 4.444 | 3.999 |
| 09-30-2006 | 4.418 | 4.022 |
| 06-30-2006 | 4.384 | 4.031 |
| 03-31-2006 | 4.363 | 4.024 |
| 12-31-2005 | 4.234 | 4.139 |
| 09-30-2005 | 4.014 | 4.155 |
| 06-30-2005 | 3.74 | 4.125 |
| 03-31-2005 | 4.24 | 4.095 |
| 12-31-2004 | 4.187 | 4.229 |
| 09-30-2004 | 4.14 | 4.248 |
| 06-30-2004 | 4.049 | 4.226 |
| 03-31-2004 | 4.009 | 4.203 |
| 12-31-2003 | 4.156 | 4.239 |
| 09-30-2003 | 4.234 | 4.24 |
| 06-30-2003 | 4.27 | 4.202 |
| 03-31-2003 | 4.337 | 4.166 |
| 12-31-2002 | 4.497 | 4.28 |