Vitals
  • Total Assets
    53.9M -1.4 %
  • Total Deposits
    48.0M -1.4 %
  • Total Net Loans
    25.5M 0.8 %
  • Net Income
    31000.0000 -74.8 %
  • Book Value
    5.6M -1.2 %
  • Book Value x2
    11.2M -1.2 %
  • Book Value x3
    16.7M -1.2 %
ROAA

.078

ROAE

.736

Efficiency Ratio

95.473

Net Interest Margin

3.292

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 53,915 354,831
Total Net Loans 25,544 210,372
Total Deposits 48,006 301,480
Total Equity 5,580 40,093
Profitability
Net Income 31 2,937
Return on Average Assets .078 1.054
Return on Average Equity .736 9.598
Net Interest Margin 3.292 3.776
Efficiency Ratio 95.473 66.187
Noninterest Income/Revenue 16.502 16.479
Balance Sheet Ratios
Loan-to-Deposit 53.21 65.838
Securities/Assets .266 .215
Total Equity/Total Assets .103 .113
Tangible Equity/Tangible Assets .103 .108
Capital Adequacy
Tier 1 Common Capital 5,580 36,724
Tier 1 Capital 5,580 36,750
Tier 2 Capital 274 2,500
Total Capital 5,854 39,290
Total Risk Weighted Assets 21,717 233,786
Leverage Ratio 10.57 10.626
Common Equity Tier 1 Capital Ratio 25.69 18.298
Tier 1 Capital Ratio 25.69 18.329
Total Capital Ratio 26.96 19.409

Timeline for First National Bank

Citizens State Bank

First National Bank was acquired by Citizens State Bank 7 years

View Profile Oct 01 2016

Firstinsure, Inc.

Firstinsure, Inc. became a new subsidiary organization for First National Bank.

View Profile Jan 14 1997

First Groesbeck Holding Company

First Groesbeck Holding Company became a new parent organization for First National Bank.

View Profile Aug 13 1984

First National Bank

First National Bank was established 41 years ago and is currently headquartered in Groesbeck, TX.

Jun 18 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens State Bank Buyer 855,001 Acquisition Discontinued 10/1/2016
Relationships Role Relationship Start Relationship End
First Groesbeck Holding Company Parent 8/13/1984 9/30/2016
Firstinsure, Inc. Subsidary 6/30/2007 9/30/2016
Firstinsure, Inc. Subsidary 1/14/1997 6/29/2007
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