First National Bank & Trust
Kokomo, IN — Domestic Branch of a Domestic Bank
Acquired May 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank & Trust | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 15,245 | 4,076 |
Income from Lease Financing Receivables | — | 1,135 |
55 | 116 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 30 | 60 |
Income on Loans and Leases (TE) | 15,275 | 4,135 |
Investment Interest Income (TE) | 2,640 | 983 |
Total Interest Income (TE) | 19,398 | 5,036 |
Total Interest Expense | 9,377 | 2,348 |
Net Interest Income (TE) | 10,021 | 2,689 |
Non-Interest Income | 3,792 | 770 |
Adjusted Operating Income (TE) | 13,813 | 3,397 |
Non-interest Expense | 9,040 | 2,202 |
Provision for Loan & Lease Losses | — | 464 |
Pretax Operating Income (TE) | 4,773 | 1,498 |
Pretax Net Operating Income (TE) | 4,775 | 1,511 |
Applicable Income Taxes | 1,558 | 488 |
Net Operating Income | 2,933 | 992 |
Net Income | 2,933 | 992 |
Cash Dividends Declared | — | 2,279 |
Retained Earnings | 2,933 | 637 |