Efficiency Ratio Over Time
Efficiency Ratio First National Bank & Trust All Insured Commercial Banks in Indiana
03-31-2007 65.444 67.338
12-31-2006 102.728 66.523
09-30-2006 62.863 65.695
06-30-2006 62.289 65.656
03-31-2006 57.743 66.077
12-31-2005 102.366 65.617
09-30-2005 109.555 65.596
06-30-2005 81.215 65.579
03-31-2005 77.406 66.006
12-31-2004 74.311 65.999
09-30-2004 73.945 65.242
06-30-2004 78.461 65.757
03-31-2004 78.546 66.1
12-31-2003 73.038 63.889
09-30-2003 69.453 62.988
06-30-2003 67.235 62.52
03-31-2003 61.245 62.69
12-31-2002 57.941 61.138