First National Bank South Dakota
Yankton, SD — Domestic Branch of a Domestic Bank
Acquired Jul 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank South Dakota | All Insured Commercial Banks in South Dakota |
Interest and Fees on Loans | 4,731 | 7,332 |
Income from Lease Financing Receivables | — | 7 |
36 | 75 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 18 | 38 |
Income on Loans and Leases (TE) | 4,749 | 7,417 |
Investment Interest Income (TE) | 432 | 779 |
Total Interest Income (TE) | 5,300 | 8,322 |
Total Interest Expense | 385 | 772 |
Net Interest Income (TE) | 4,915 | 7,550 |
Non-Interest Income | 1,247 | 1,400 |
Adjusted Operating Income (TE) | 6,162 | 8,949 |
Non-interest Expense | 4,372 | 5,181 |
Provision for Loan & Lease Losses | -176 | 306 |
Pretax Operating Income (TE) | 1,966 | 3,489 |
Pretax Net Operating Income (TE) | 1,966 | 3,495 |
Applicable Income Taxes | 690 | 876 |
Net Operating Income | 1,231 | 2,449 |
Net Income | 1,231 | 2,449 |
Cash Dividends Declared | — | 681 |
Retained Earnings | 1,231 | 1,243 |