First National Bank Of Wiggins
Wiggins, MS — Domestic Branch of a Domestic Bank
Acquired Oct 2006
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First National Bank Of Wiggins | All Insured Commercial Banks in Mississippi |
| Interest and Fees on Loans | 1,277 | 9,015 |
| Income from Lease Financing Receivables | — | 2,031 |
| 3 | 311 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 157 |
| Income on Loans and Leases (TE) | 1,277 | 9,028 |
| Investment Interest Income (TE) | 713 | 2,266 |
| Total Interest Income (TE) | 2,128 | 11,579 |
| Total Interest Expense | 803 | 4,181 |
| Net Interest Income (TE) | 1,325 | 7,398 |
| Non-Interest Income | 193 | 1,947 |
| Adjusted Operating Income (TE) | 1,518 | 9,345 |
| Non-interest Expense | 1,712 | 5,729 |
| Provision for Loan & Lease Losses | 400 | 464 |
| Pretax Operating Income (TE) | — | 8,378 |
| Pretax Net Operating Income (TE) | — | 8,382 |
| Applicable Income Taxes | — | 3,179 |
| Net Operating Income | — | 5,522 |
| Net Income | — | 5,522 |
| Cash Dividends Declared | — | 4,619 |
| Retained Earnings | — | 2,813 |