First National Bank Of The Rockies
Grand Junction, CO — Domestic Branch of a Domestic Bank
Acquired Sep 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank Of The Rockies | All Insured Commercial Banks in Colorado |
Interest and Fees on Loans | 3,351 | 3,919 |
Income from Lease Financing Receivables | — | 6 |
120 | 20 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 62 | 9 |
Income on Loans and Leases (TE) | 3,413 | 3,941 |
Investment Interest Income (TE) | 1,726 | 877 |
Total Interest Income (TE) | 5,163 | 4,898 |
Total Interest Expense | 375 | 365 |
Net Interest Income (TE) | 4,788 | 4,516 |
Non-Interest Income | 1,310 | 1,297 |
Adjusted Operating Income (TE) | 6,098 | 6,073 |
Non-interest Expense | 5,191 | 4,566 |
Provision for Loan & Lease Losses | -250 | 61 |
Pretax Operating Income (TE) | 1,157 | 1,482 |
Pretax Net Operating Income (TE) | 1,280 | 1,549 |
Applicable Income Taxes | — | 166 |
Net Operating Income | 1,052 | 1,330 |
Net Income | 1,052 | 1,330 |
Cash Dividends Declared | — | 580 |
Retained Earnings | 1,052 | 636 |