First National Bank Of North County
San Marcos, CA — Domestic Branch of a Domestic Bank
Acquired Nov 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank Of North County | All Insured Commercial Banks in California |
Interest and Fees on Loans | 4,797 | 26,918 |
Income from Lease Financing Receivables | — | 6,324 |
57 | 1,792 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 29 | 855 |
Income on Loans and Leases (TE) | 4,826 | 27,105 |
Investment Interest Income (TE) | 853 | 8,659 |
Total Interest Income (TE) | 5,744 | 27,076 |
Total Interest Expense | 2,306 | 10,758 |
Net Interest Income (TE) | 3,438 | 16,883 |
Non-Interest Income | 634 | 4,179 |
Adjusted Operating Income (TE) | 4,072 | 21,220 |
Non-interest Expense | 3,100 | 12,049 |
Provision for Loan & Lease Losses | 70 | 2,338 |
Pretax Operating Income (TE) | 902 | 25,615 |
Pretax Net Operating Income (TE) | 902 | 25,716 |
Applicable Income Taxes | 28 | 8,175 |
Net Operating Income | 749 | 15,905 |
Net Income | 749 | 15,570 |
Cash Dividends Declared | — | 19,298 |
Retained Earnings | 749 | 8,638 |