Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First National Bank Of North County All Insured Commercial Banks in California
09-30-2007 9.53 18.469
06-30-2007 10.28 18.802
03-31-2007 10.91 18.986
12-31-2006 10.34 19.115
09-30-2006 10.28 19.397
06-30-2006 11.25 17.22
03-31-2006 12.91 17.258
12-31-2005 11.57 17.882
09-30-2005 12.04 16.454
06-30-2005 11.04 15.701
03-31-2005 11.38 14.977
12-31-2004 10.77 14.478
09-30-2004 11.18 14.639
06-30-2004 11.82 14.582
03-31-2004 12.67 15.416
12-31-2003 12.5 15.254
09-30-2003 13.35 14.407
06-30-2003 13.19 14.01
03-31-2003 13.07 13.498
12-31-2002 13.58 13.579