Leverage Ratio Over Time
Leverage Ratio First National Bank Of North County All Insured Commercial Banks in California
09-30-2007 8.88 14.667
06-30-2007 8.91 14.751
03-31-2007 8.76 14.649
12-31-2006 8.28 14.869
09-30-2006 8.32 14.826
06-30-2006 8.65 13.646
03-31-2006 8.56 13.439
12-31-2005 7.7 13.56
09-30-2005 7.91 12.665
06-30-2005 8.02 12.23
03-31-2005 7.96 11.663
12-31-2004 7.71 11.123
09-30-2004 7.95 11.075
06-30-2004 8.19 11.204
03-31-2004 8.61 11.443
12-31-2003 8.41 11.115
09-30-2003 8.91 10.276
06-30-2003 9.16 10.197
03-31-2003 8.52 9.955
12-31-2002 9.37 9.93