Net Income Analysis ( % relative to Total Revenue )
Income Statement First National Bank Of Muhlenberg County, Kentucky All Insured Commercial Banks in Kentucky
Interest and Fees on Loans 2,034 4,065
Income from Lease Financing Receivables — 0
9 22
Estimated Tax Benefit from Tax-Exempt Loan Income 5 11
Income on Loans and Leases (TE) 2,039 4,081
Investment Interest Income (TE) 305 810
Total Interest Income (TE) 2,385 4,973
Total Interest Expense 163 550
Net Interest Income (TE) 2,222 4,408
Non-Interest Income 343 996
Adjusted Operating Income (TE) 2,565 5,491
Non-interest Expense 1,845 3,878
Provision for Loan & Lease Losses 125 89
Pretax Operating Income (TE) 595 1,467
Pretax Net Operating Income (TE) 595 1,502
Applicable Income Taxes 133 200
Net Operating Income 425 1,155
Net Income 425 1,155
Cash Dividends Declared — 626
Retained Earnings 425 590