First National Bank Of Central Texas
Waco, TX — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank Of Central Texas | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 28,194 | 10,872 |
Income from Lease Financing Receivables | — | 2 |
394 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 212 | 22 |
Income on Loans and Leases (TE) | 28,406 | 10,941 |
Investment Interest Income (TE) | 1,960 | 2,007 |
Total Interest Income (TE) | 30,603 | 13,476 |
Total Interest Expense | 3,395 | 1,063 |
Net Interest Income (TE) | 27,208 | 12,338 |
Non-Interest Income | 5,078 | 2,639 |
Adjusted Operating Income (TE) | 32,286 | 15,335 |
Non-interest Expense | 15,826 | 9,693 |
Provision for Loan & Lease Losses | 825 | 524 |
Pretax Operating Income (TE) | 15,635 | 4,819 |
Pretax Net Operating Income (TE) | 15,689 | 4,946 |
Applicable Income Taxes | — | 576 |
Net Operating Income | 15,001 | 3,858 |
Net Income | 15,001 | 3,845 |
Cash Dividends Declared | 11,630 | 1,701 |
Retained Earnings | 3,371 | 1,997 |