Efficiency Ratio Over Time
Efficiency Ratio First National Bank Of Central Texas All Insured Commercial Banks in Texas
12-31-2016 49.018 66.762
09-30-2016 48.671 66.187
06-30-2016 48.736 66.286
03-31-2016 47.637 66.484
12-31-2015 51.21 67.473
09-30-2015 49.946 67.019
06-30-2015 51.525 67.62
03-31-2015 51.52 68.379
12-31-2014 50.985 67.933
09-30-2014 50.804 67.76
06-30-2014 50.799 68.348
03-31-2014 49.333 69.161
12-31-2013 51.105 70.01
09-30-2013 51.581 69.448
06-30-2013 51.484 70.111
03-31-2013 51.294 71.168
12-31-2012 51.535 70.289
09-30-2012 50.471 69.365
06-30-2012 49.594 69.7
03-31-2012 47.357 69.836
12-31-2011 51.122 71.203
09-30-2011 50.492 70.717
06-30-2011 49.915 71.672
03-31-2011 49.598 72.166
12-31-2010 53.689 72.798
09-30-2010 53.569 71.344
06-30-2010 54.442 71.672
03-31-2010 54.621 72.124
12-31-2009 57.387 72.899
09-30-2009 57.329 71.928
06-30-2009 58.513 72.628
03-31-2009 57.742 71.399
12-31-2008 52.835 70.933
09-30-2008 50.944 69.839
06-30-2008 51.069 70.152
03-31-2008 51.34 69.753
12-31-2007 50.706 68.047
09-30-2007 51.139 66.762
06-30-2007 50.998 66.933
03-31-2007 51.674 66.629
12-31-2006 59.204 66.288
09-30-2006 59.987 64.993
06-30-2006 55.731 65.249
03-31-2006 57.447 65.978
12-31-2005 59.798 67.153
09-30-2005 58.851 66.756
06-30-2005 58.835 67.031
03-31-2005 57.067 67.486
12-31-2004 62.127 69.184
09-30-2004 60.697 68.305
06-30-2004 60.651 68.807
03-31-2004 58.536 69.055
12-31-2003 59.631 69.41
09-30-2003 58.698 68.526
06-30-2003 58.517 68.452
03-31-2003 57.171 68.632
12-31-2002 56.8 67.534