Vitals
  • Total Assets
    388.7M 1.8 %
  • Total Deposits
    332.7M 2.2 %
  • Total Net Loans
    240.7M -1.5 %
  • Net Income
    2.6M -17.7 %
  • Book Value
    48.0M 2.8 %
  • Book Value x2
    96.0M 2.8 %
  • Book Value x3
    144.1M 2.8 %
ROAA

.896

ROAE

7.154

Efficiency Ratio

63.678

Net Interest Margin

4.718

Balance Sheet Highlights
Financial Highlights First Main Street Bank, National Association All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 388,682 182,818
Total Net Loans 240,743 122,526
Total Deposits 332,691 155,802
Total Equity 48,018 17,213
Profitability
Net Income 2,560 2,635
Return on Average Assets .896 1.46
Return on Average Equity 7.154 16.342
Net Interest Margin 4.718 4.71
Efficiency Ratio 63.678 63.406
Noninterest Income/Revenue 13.971 15.768
Balance Sheet Ratios
Loan-to-Deposit 72.362 70.431
Securities/Assets .168 .551
Total Equity/Total Assets .124 .094
Tangible Equity/Tangible Assets .124 -.046
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 48,707 15,581
Tier 2 Capital 3,559 1,561
Total Capital 52,266 16,834
Total Risk Weighted Assets 283,167 120,600
Leverage Ratio 12.31 9.102
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.2 14.193
Total Capital Ratio 18.46 15.183

Timeline for First Main Street Bank, National Association

Centennial Bank Of The West

First Main Street Bank, National Association was acquired by Centennial Bank Of The West 18 years

View Profile Oct 01 2005

First State Bank Of Fort Collins

Acquisition: First Main Street Bank, National Association acquired a new subsidiary, First State Bank Of Fort Collins, 21 years

View Profile Jun 22 2002

Fnb Mortgage Company

Acquisition: First Main Street Bank, National Association acquired a new subsidiary, Fnb Mortgage Company , 22 years

View Profile May 06 2002

Fnbl Holding Company

Fnbl Holding Company became a new subsidiary organization for First Main Street Bank, National Association.

View Profile Feb 15 1999

Fnb Mortgage Company

Fnb Mortgage Company became a new subsidiary organization for First Main Street Bank, National Association.

View Profile Dec 01 1997

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Complete timeline for First Main Street Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Centennial Bank Of The West Buyer 784,071 Acquisition Discontinued 10/1/2005
First State Bank Of Fort Collins Seller 89,467 Pooling of Interests Discontinued 6/22/2002
Fnb Mortgage Company Seller Pooling of Interests Discontinued 5/6/2002
Relationships Role Relationship Start Relationship End
First Mainstreet Financial, Ltd. Parent 1/1/1994 9/30/2005
Fnbl Holding Company Subsidary 2/15/1999 9/30/2005
Fnb Mortgage Company Subsidary 12/1/1997 5/5/2002
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