First-Knox National Bank
Mount Vernon, OH — Domestic Branch of a Domestic Bank
Acquired Sep 2008
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First-Knox National Bank | All Insured Commercial Banks in Ohio |
| Interest and Fees on Loans | 20,771 | 7,895 |
| Income from Lease Financing Receivables | 3 | 42,261 |
| 38 | 1,796 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 19 | 717 |
| Income on Loans and Leases (TE) | 20,793 | 7,925 |
| Investment Interest Income (TE) | 4,677 | 5,130 |
| Total Interest Income (TE) | 25,831 | 7,348 |
| Total Interest Expense | 9,351 | 3,046 |
| Net Interest Income (TE) | 16,480 | 4,304 |
| Non-Interest Income | 4,824 | 1,423 |
| Adjusted Operating Income (TE) | 21,304 | 5,545 |
| Non-interest Expense | 9,309 | 3,482 |
| Provision for Loan & Lease Losses | 915 | 93,553 |
| Pretax Operating Income (TE) | 11,080 | 74,497 |
| Pretax Net Operating Income (TE) | 11,080 | 77,985 |
| Applicable Income Taxes | 3,765 | 33,825 |
| Net Operating Income | 7,251 | 51,738 |
| Net Income | 7,251 | 51,738 |
| Cash Dividends Declared | 10,100 | 26,607 |
| Retained Earnings | — | 38,631 |