First Jackson Bank, Inc.
Stevenson, AL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Jackson Bank, Inc. | All Insured Commercial Banks in Alabama |
| Interest and Fees on Loans | 7,890 | 8,354 |
| Income from Lease Financing Receivables | — | 0 |
| 80 | 61 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 41 | 30 |
| Income on Loans and Leases (TE) | 7,931 | 8,404 |
| Investment Interest Income (TE) | 2,694 | 1,854 |
| Total Interest Income (TE) | 10,709 | 10,667 |
| Total Interest Expense | 2,630 | 1,209 |
| Net Interest Income (TE) | 8,079 | 9,419 |
| Non-Interest Income | -15 | 1,915 |
| Adjusted Operating Income (TE) | 8,064 | 11,331 |
| Non-interest Expense | 4,779 | 7,466 |
| Provision for Loan & Lease Losses | 300 | 339 |
| Pretax Operating Income (TE) | 2,985 | 3,581 |
| Pretax Net Operating Income (TE) | 3,518 | 3,690 |
| Applicable Income Taxes | 746 | 694 |
| Net Operating Income | 2,209 | 2,603 |
| Net Income | 2,209 | 2,603 |
| Cash Dividends Declared | 591 | 1,049 |
| Retained Earnings | 1,618 | 1,520 |