First International Bank & Trust
Watford City, ND — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First International Bank & Trust | All Insured Commercial Banks in North Dakota |
Interest and Fees on Loans | 89,894 | 7,878 |
Income from Lease Financing Receivables | 254 | 41 |
290 | 62 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 156 | 32 |
Income on Loans and Leases (TE) | 90,304 | 8,071 |
Investment Interest Income (TE) | 10,304 | 1,178 |
Total Interest Income (TE) | 100,776 | 9,503 |
Total Interest Expense | 6,970 | 749 |
Net Interest Income (TE) | 93,806 | 8,704 |
Non-Interest Income | 21,876 | 1,682 |
Adjusted Operating Income (TE) | 115,682 | 10,383 |
Non-interest Expense | 75,505 | 6,115 |
Provision for Loan & Lease Losses | 11,900 | 424 |
Pretax Operating Income (TE) | 28,277 | 3,789 |
Pretax Net Operating Income (TE) | 28,482 | 3,895 |
Applicable Income Taxes | — | 324 |
Net Operating Income | 25,785 | 3,002 |
Net Income | 25,785 | 3,002 |
Cash Dividends Declared | 19,200 | 1,740 |
Retained Earnings | 6,585 | 1,178 |