First Independent National Bank
Plano, TX — Domestic Branch of a Domestic Bank
Acquired May 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Independent National Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 1,311 | 1,617 |
Income from Lease Financing Receivables | — | 433 |
— | 45 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
Income on Loans and Leases (TE) | 1,311 | 1,628 |
Investment Interest Income (TE) | 2 | 554 |
Total Interest Income (TE) | 1,345 | 2,187 |
Total Interest Expense | 471 | 711 |
Net Interest Income (TE) | 874 | 1,485 |
Non-Interest Income | 24 | 364 |
Adjusted Operating Income (TE) | 898 | 1,870 |
Non-interest Expense | 747 | 1,184 |
Provision for Loan & Lease Losses | — | 174 |
Pretax Operating Income (TE) | 151 | 1,345 |
Pretax Net Operating Income (TE) | 151 | 1,342 |
Applicable Income Taxes | 53 | 570 |
Net Operating Income | 98 | 991 |
Net Income | 98 | 979 |
Cash Dividends Declared | — | 919 |
Retained Earnings | 98 | 691 |