Total Capital Ratio Over Time
Total Capital Ratio First Independent National Bank All Insured Commercial Banks in Texas
03-31-2006 17 18.092
12-31-2005 16.24 17.899
09-30-2005 15.5 18.193
06-30-2005 13.26 18.31
03-31-2005 12.67 18.447
12-31-2004 12.83 18.185
09-30-2004 12.96 18.415
06-30-2004 12.36 18.282
03-31-2004 12.33 18.409
12-31-2003 11.74 18.128
09-30-2003 10.98 18.224
06-30-2003 11.82 17.979
03-31-2003 10.89 18.009
12-31-2002 11.24 17.784