Leverage Ratio Over Time
Leverage Ratio First Independent National Bank All Insured Commercial Banks in Texas
03-31-2006 11.45 10.004
12-31-2005 10.18 10.048
09-30-2005 10.84 10.213
06-30-2005 11.25 10.119
03-31-2005 10.72 10.046
12-31-2004 10.9 9.979
09-30-2004 10.8 10.144
06-30-2004 10.45 9.931
03-31-2004 10 9.847
12-31-2003 8.33 9.74
09-30-2003 8.79 9.841
06-30-2003 9.69 9.717
03-31-2003 9.13 9.659
12-31-2002 9.47 9.595