Vitals
  • Total Assets
    169.6M 2.4 %
  • Total Deposits
    134.2M 1.7 %
  • Total Net Loans
    69.5M -3.3 %
  • Net Income
    866000.0000 35.9 %
  • Book Value
    14.0M -11.4 %
  • Book Value x2
    28.1M -11.4 %
  • Book Value x3
    42.1M -11.4 %
ROAA

.514

ROAE

5.454

Efficiency Ratio

87.917

Net Interest Margin

3.076

Balance Sheet Highlights
Financial Highlights First Financial Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 169,570 266,812
Total Net Loans 69,501 157,006
Total Deposits 134,207 227,200
Total Equity 14,040 30,855
Profitability
Net Income 866 2,603
Return on Average Assets .514 .91
Return on Average Equity 5.454 7.525
Net Interest Margin 3.076 3.872
Efficiency Ratio 87.917 69.238
Noninterest Income/Revenue 40.473 15.218
Balance Sheet Ratios
Loan-to-Deposit 51.786 65.031
Securities/Assets .389 .23
Total Equity/Total Assets .083 .116
Tangible Equity/Tangible Assets .083 .114
Capital Adequacy
Tier 1 Common Capital 16,262 30,655
Tier 1 Capital 16,262 30,655
Tier 2 Capital 993 1,864
Total Capital 17,255 32,526
Total Risk Weighted Assets 110,283 184,216
Leverage Ratio 9.63 11.829
Common Equity Tier 1 Capital Ratio 14.75 18.757
Tier 1 Capital Ratio 14.75 18.762
Total Capital Ratio 15.65 19.824

Timeline for First Financial Bank

Firstfed Bancorp, Inc.

Firstfed Bancorp, Inc. became a new parent organization for First Financial Bank.

View Profile Jul 01 2006

First Federal Savings Bank

Acquisition: First Financial Bank acquired a new subsidiary, First Federal Savings Bank, 22 years

View Profile Mar 09 2002

First State Corp.

First State Corp. became a new parent organization for First Financial Bank.

View Profile Dec 05 1985

First Financial Bank

First Financial Bank was established 59 years ago and is currently headquartered in Bessemer, AL.

May 17 1965
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Savings Bank Seller 140,845 Pooling of Interests Discontinued 3/9/2002
Relationships Role Relationship Start Relationship End
Firstfed Bancorp, Inc. Parent 7/1/2006
First State Corp. Parent 12/5/1985 6/30/2006
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