First Financial Bank
Atlanta, GA — Non-member Bank
Acquired Jan 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Financial Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | — | 7,527 |
Income from Lease Financing Receivables | — | 15,525 |
— | 682 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 363 |
Income on Loans and Leases (TE) | — | 7,549 |
Investment Interest Income (TE) | 2,597 | 1,293 |
Total Interest Income (TE) | 4,238 | 8,355 |
Total Interest Expense | 52 | 3,009 |
Net Interest Income (TE) | 4,186 | 5,341 |
Non-Interest Income | — | 1,314 |
Adjusted Operating Income (TE) | 4,186 | 6,785 |
Non-interest Expense | 1,132 | 4,048 |
Provision for Loan & Lease Losses | — | 2,382 |
Pretax Operating Income (TE) | 3,054 | 10,520 |
Pretax Net Operating Income (TE) | 3,054 | 11,149 |
Applicable Income Taxes | 988 | 3,577 |
Net Operating Income | 1,509 | 7,823 |
Net Income | 1,509 | 7,853 |
Cash Dividends Declared | 2,000 | 7,652 |
Retained Earnings | — | 3,146 |