Net Income Analysis ( % relative to Total Revenue )
Income Statement First Fidelity Bank All Insured Commercial Banks in Alabama
Interest and Fees on Loans 1,934 8,354
Income from Lease Financing Receivables — 0
— 61
Estimated Tax Benefit from Tax-Exempt Loan Income — 30
Income on Loans and Leases (TE) 1,934 8,404
Investment Interest Income (TE) 822 1,854
Total Interest Income (TE) 2,950 10,667
Total Interest Expense 331 1,209
Net Interest Income (TE) 2,619 9,419
Non-Interest Income 192 1,915
Adjusted Operating Income (TE) 2,811 11,331
Non-interest Expense 2,152 7,466
Provision for Loan & Lease Losses — 339
Pretax Operating Income (TE) 659 3,581
Pretax Net Operating Income (TE) 668 3,690
Applicable Income Taxes 135 694
Net Operating Income 442 2,603
Net Income 442 2,603
Cash Dividends Declared — 1,049
Retained Earnings 442 1,520