First Federal Savings Bank
Monessen, PA — Domestic Branch of a Domestic Bank
Acquired Nov 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Federal Savings Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 8,878 | 10,187 |
Income from Lease Financing Receivables | 333 | 5 |
43 | 50 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 24 |
Income on Loans and Leases (TE) | 9,233 | 10,252 |
Investment Interest Income (TE) | 633 | 2,174 |
Total Interest Income (TE) | 9,931 | 12,810 |
Total Interest Expense | 1,641 | 2,393 |
Net Interest Income (TE) | 8,290 | 10,423 |
Non-Interest Income | 3,154 | 1,943 |
Adjusted Operating Income (TE) | 11,444 | 14,565 |
Non-interest Expense | 9,359 | 10,480 |
Provision for Loan & Lease Losses | 295 | 225 |
Pretax Operating Income (TE) | 1,790 | 3,808 |
Pretax Net Operating Income (TE) | 1,866 | 3,871 |
Applicable Income Taxes | 626 | 909 |
Net Operating Income | 1,160 | 2,708 |
Net Income | 1,091 | 2,705 |
Cash Dividends Declared | — | 847 |
Retained Earnings | 1,091 | 1,196 |