Net Income Analysis ( % relative to Total Revenue )
Income Statement First Federal Savings Bank Of Iowa All Insured Commercial Banks in Iowa
Interest and Fees on Loans 4,368 1,247
Income from Lease Financing Receivables — 0
6 12
Estimated Tax Benefit from Tax-Exempt Loan Income 3 6
Income on Loans and Leases (TE) 4,371 1,255
Investment Interest Income (TE) 486 309
Total Interest Income (TE) 4,908 1,596
Total Interest Expense 1,114 303
Net Interest Income (TE) 3,794 1,289
Non-Interest Income 1,599 242
Adjusted Operating Income (TE) 5,393 1,535
Non-interest Expense 4,673 896
Provision for Loan & Lease Losses 150 47
Pretax Operating Income (TE) 570 562
Pretax Net Operating Income (TE) 570 593
Applicable Income Taxes 417 62
Net Operating Income 99 459
Net Income 144 459
Cash Dividends Declared — 159
Retained Earnings 144 281