First Essex Bank
Lawrence, MA — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Efficiency Ratio Over Time
| Efficiency Ratio | First Essex Bank | All Insured Savings Banks in Massachusetts |
| 12-31-2003 | 49.354 | 69.769 |
| 09-30-2003 | 46.006 | 68.698 |
| 06-30-2003 | 46.491 | 68.186 |
| 03-31-2003 | 45.585 | 67.955 |
| 12-31-2002 | 45.751 | 66.262 |