First Essex Bank
Lawrence, MA — Domestic Branch of a Domestic Bank
Acquired Feb 2004
Estimated Tax Benefit from Tax-Exempt Loan Income Over Time
| Estimated Tax Benefit from Tax-Exempt Loan Income | First Essex Bank | All Insured Savings Banks in Massachusetts |
| 12-31-2003 | 140,000 | 562,333 |
| 09-30-2003 | 103,000 | 529,500 |
| 06-30-2003 | 68,000 | 346,500 |
| 03-31-2003 | 33,000 | 286,000 |
| 12-31-2002 | 154,000 | 381,000 |