Tier 1 Capital Over Time
Tier 1 Capital First Essex Bank All Insured Savings Banks in Massachusetts
12-31-2003 166,656,000 33,418,131
09-30-2003 154,413,000 32,537,043
06-30-2003 148,545,000 32,106,371
03-31-2003 142,962,000 31,280,764
12-31-2002 137,275,000 30,823,807