First Dakota National Bank
Yankton, SD — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Dakota National Bank | All Insured Commercial Banks in South Dakota |
| Interest and Fees on Loans | 58,324 | 11,165 |
| Income from Lease Financing Receivables | 69 | 9 |
| 133 | 69 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 71 | 36 |
| Income on Loans and Leases (TE) | 58,464 | 11,237 |
| Investment Interest Income (TE) | 2,863 | 1,143 |
| Total Interest Income (TE) | 61,597 | 12,568 |
| Total Interest Expense | 5,214 | 1,156 |
| Net Interest Income (TE) | 56,383 | 11,412 |
| Non-Interest Income | 18,095 | 3,519 |
| Adjusted Operating Income (TE) | 74,478 | 15,007 |
| Non-interest Expense | 48,906 | 9,017 |
| Provision for Loan & Lease Losses | 2,000 | 665 |
| Pretax Operating Income (TE) | 23,572 | 4,931 |
| Pretax Net Operating Income (TE) | 23,627 | 4,991 |
| Applicable Income Taxes | 8,242 | 989 |
| Net Operating Income | 15,115 | 3,749 |
| Net Income | 15,115 | 3,749 |
| Cash Dividends Declared | 3,750 | 1,737 |
| Retained Earnings | 11,365 | 1,960 |