First Continental Bank
Rosemead, CA — Domestic Branch of a Domestic Bank
Acquired Jul 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Continental Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 7,016 | 10,570 |
Income from Lease Financing Receivables | — | 5,994 |
— | 562 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 310 |
Income on Loans and Leases (TE) | 7,016 | 10,281 |
Investment Interest Income (TE) | 1,187 | 4,331 |
Total Interest Income (TE) | 8,292 | 10,703 |
Total Interest Expense | 2,794 | 2,469 |
Net Interest Income (TE) | 5,498 | 8,220 |
Non-Interest Income | 811 | 2,849 |
Adjusted Operating Income (TE) | 6,309 | 11,182 |
Non-interest Expense | 3,450 | 6,781 |
Provision for Loan & Lease Losses | 1,096 | 2,563 |
Pretax Operating Income (TE) | 1,763 | 22,064 |
Pretax Net Operating Income (TE) | 1,763 | 22,376 |
Applicable Income Taxes | 651 | 7,964 |
Net Operating Income | 1,112 | 14,061 |
Net Income | 1,112 | 14,059 |
Cash Dividends Declared | 181 | 4,775 |
Retained Earnings | 931 | 12,558 |