First Community Bank Of The Ozarks
Branson, MO — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Community Bank Of The Ozarks | All Insured Commercial Banks in Missouri |
| Interest and Fees on Loans | 3,177 | 8,346 |
| Income from Lease Financing Receivables | 15 | 6 |
| 15 | 27 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 13 |
| Income on Loans and Leases (TE) | 3,200 | 8,380 |
| Investment Interest Income (TE) | 744 | 1,007 |
| Total Interest Income (TE) | 3,975 | 9,598 |
| Total Interest Expense | 410 | 957 |
| Net Interest Income (TE) | 3,565 | 8,596 |
| Non-Interest Income | 508 | 1,957 |
| Adjusted Operating Income (TE) | 4,073 | 10,610 |
| Non-interest Expense | 2,765 | 6,886 |
| Provision for Loan & Lease Losses | 48 | 275 |
| Pretax Operating Income (TE) | 1,260 | 3,421 |
| Pretax Net Operating Income (TE) | 1,376 | 3,495 |
| Applicable Income Taxes | — | 604 |
| Net Operating Income | 1,232 | 2,724 |
| Net Income | 1,232 | 2,724 |
| Cash Dividends Declared | 514 | 1,137 |
| Retained Earnings | 718 | 1,380 |