Vitals
  • Total Assets
    177.0M 4.7 %
  • Total Deposits
    154.2M 5.2 %
  • Total Net Loans
    148.3M 5.5 %
  • Net Income
    1.1M -1.8 %
  • Book Value
    20.2M 1.9 %
  • Book Value x2
    40.4M 1.9 %
  • Book Value x3
    60.6M 1.9 %
ROAA

.621

ROAE

5.325

Efficiency Ratio

74.464

Net Interest Margin

4.168

Balance Sheet Highlights
Financial Highlights First Community Bank Of Mercersburg All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 177,005 784,148
Total Net Loans 148,267 559,183
Total Deposits 154,201 637,080
Total Equity 20,207 81,247
Profitability
Net Income 1,066 6,303
Return on Average Assets .621 .785
Return on Average Equity 5.325 7.431
Net Interest Margin 4.168 3.473
Efficiency Ratio 74.464 69.514
Noninterest Income/Revenue 11.621 18.146
Balance Sheet Ratios
Loan-to-Deposit 96.152 86.432
Securities/Assets .048 .178
Total Equity/Total Assets .114 .104
Tangible Equity/Tangible Assets .113 .094
Capital Adequacy
Tier 1 Common Capital 19,932 72,881
Tier 1 Capital 19,932 73,172
Tier 2 Capital 1,546 6,143
Total Capital 21,478 79,518
Total Risk Weighted Assets 123,616 578,873
Leverage Ratio 11.49 9.899
Common Equity Tier 1 Capital Ratio 16.12 13.811
Tier 1 Capital Ratio 16.12 13.878
Total Capital Ratio 17.37 15.103

Timeline for First Community Bank Of Mercersburg

Mercersburg Financial Corporation

Mercersburg Financial Corporation became a new parent organization for First Community Bank Of Mercersburg.

View Profile May 01 1987

First Community Bank Of Mercersburg

First Community Bank Of Mercersburg was established 115 years ago and is currently headquartered in Mercersburg, PA.

Jan 01 1909
Relationships Role Relationship Start Relationship End
Mercersburg Financial Corporation Parent 5/1/1987
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