First Community Bank East Texas, National Association
Crockett, TX — Domestic Branch of a Domestic Bank
Acquired Mar 2009
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Community Bank East Texas, National Association | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 8,718 | 7,694 |
| Income from Lease Financing Receivables | — | 2,162 |
| 51 | 232 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 24 | 113 |
| Income on Loans and Leases (TE) | 8,742 | 7,757 |
| Investment Interest Income (TE) | 395 | 2,690 |
| Total Interest Income (TE) | 9,287 | 10,197 |
| Total Interest Expense | 2,990 | 3,380 |
| Net Interest Income (TE) | 6,297 | 6,810 |
| Non-Interest Income | 874 | 1,573 |
| Adjusted Operating Income (TE) | 7,171 | 8,430 |
| Non-interest Expense | 5,062 | 5,681 |
| Provision for Loan & Lease Losses | 1,020 | 3,008 |
| Pretax Operating Income (TE) | 1,089 | 6,533 |
| Pretax Net Operating Income (TE) | 1,089 | 6,559 |
| Applicable Income Taxes | 288 | 2,796 |
| Net Operating Income | 777 | 4,933 |
| Net Income | 777 | 4,937 |
| Cash Dividends Declared | — | 3,214 |
| Retained Earnings | 777 | 2,594 |