First Community Bank Central Texas, National Association
Meridian, TX — Domestic Branch of a Domestic Bank
Acquired Jan 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Community Bank Central Texas, National Association | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 7,604 | 7,694 |
Income from Lease Financing Receivables | — | 2,162 |
426 | 232 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 113 |
Income on Loans and Leases (TE) | 7,604 | 7,757 |
Investment Interest Income (TE) | 1,016 | 2,690 |
Total Interest Income (TE) | 8,713 | 10,197 |
Total Interest Expense | 4,440 | 3,380 |
Net Interest Income (TE) | 4,273 | 6,810 |
Non-Interest Income | 782 | 1,573 |
Adjusted Operating Income (TE) | 5,055 | 8,430 |
Non-interest Expense | 7,852 | 5,681 |
Provision for Loan & Lease Losses | 1,580 | 3,008 |
Pretax Operating Income (TE) | — | 6,533 |
Pretax Net Operating Income (TE) | — | 6,559 |
Applicable Income Taxes | 28 | 2,796 |
Net Operating Income | — | 4,933 |
Net Income | — | 4,937 |
Cash Dividends Declared | — | 3,214 |
Retained Earnings | — | 2,594 |